Mortgage Credit Score
Check your credit report once a year (or more often if you have reason to believe your credit score may be a concern) to ensure it is clean and accurate. Get on to a reputable credit report agency online and check your mortgage credit score. The credit scoring services usually charge a small fee to generate your mortgage credit score.
When you check your credit score, you will notice a scoring system. Many leaders consider a high credit score an ideal borrower and will usually give them very fair mortgage rates. People with low credit are usually frowned upon and are thought of as higher risks. That is why it is very important to clean up your credit before you even consider planning for a mortgage loan.
Get a credit report from an online site or request one from a credit reporting company. Equifax is usually the credit bureau preferred by banks so make sure you obtain a copy from them
