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Advantages and Disadvantages of Flexible Mortgage

The greatest advantage that you can enjoy with a flexible mortgage is that they offer you more financial control than any other mortgage type.

Flexible mortgages can really help you save some money, but you must know how to make use of them in just the right manner. Being able to control your finances effectively is the key to making flexible mortgages work for you. It is risky to continuously pay less towards your mortgage repayments and end up in a situation where your finances exposed


Flexible mortgages offer a very convenient option for those with variable or fluctuating incomes like those working on the commission, or the self-employed. However, you may not find flexible mortgages at the minimum interest rates, and you may have to pay a premium to attain more flexibility in your mortgage terms

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